Fallen off the blog wagon AGAIN. My excuse is health, but really, I could have had someone bring the computer to the couch and typed from there. But when I feel cruddy, I just want to sleep, or sit in my corner of the couch and be left alone. I am not a person who enjoys others calling or coming over to see how I am. Bobi is the only person who can get away with that. I am finally kind of feeling better, so I really need to get back to doing this!
I read an article this morning about a couple who never had a mortgage on their house as they paid cash that still had foreclosure procedures started by B of A. I loathe B of A. I haven't had an account with them since I married Mr. Vanilla. When we got married, I added Mr. Vanilla to the account I had, which was not new, and had all of the extras. AFTER they added him, they informed me that my account status was set back to new and all of the account extras were taken away, so I now had a basic account. It had to do with Mr. Vanilla not having much of a credit history - not a bad credit history, just not a whole lot on it. I did try to talk to them, but since they refused to give me back the account I had, I pulled out my money (granted, not a lot, but still...) and found another bank.
I still don't like banks much. I have bank accounts, because it makes life easier, but I don't like that nameless people who haven't interacted with their customers in years can make decisions without my input, and decide I owe them extra fees, or I don't really need a service I liked, or that my accounts can be changed to something I don't like because the bank is changing everyone. Notice is always given, but it isn't like the choice is to keep what I like, the choice is always take it or leave the bank. Sometimes I think the under that mattress bank sounds great, but since so much of bill paying is done on the Internet, it isn't the best bank to go with.
Banks were rescued, but it didn't change a thing. I know it had to be done, but some oversight would have been nice. However, politicians are best friends with and elected by special interest groups, and banks are just that. It would be great to see special interest money and lobbyists no longer a part of politics, and actually illegal, but I don't see it happening anytime soon.
I kind of ranted a bit today, but banks just push my buttons. So do politics, but that is why I stay away from politics, so I don't get upset and cranky. My family prefers it that way! Have a Very Vanilla Day!
